mechanical insurance designers

[pellico]

Bye to all,
I write to ask for information, after losing the job, I'm thinking about opening game iva as a designer
of carpentry buildings in steel.
reading http://www.cad3d.it/forum1/threads/41258-danni-per-errore-disegnoI asked myself the question: if for any reason I mistake the level of a floor in a building
(which I have seen really happen not to me fortunately)
you have to take 20-30 pillars to stretch or shorten.. ..they are really many euro...
transport, modification, repainting, transport on site, good if you do not charge the station of chanting etc.
you do, my insurance says that only the professionals enrolled in the register.
Are you aware of any insurance that has such a product?
Thank you.

 

[aiq]

Is there an insurance that also assures members of an albo?

Bye to all,
I write to ask for information, after losing the job, I'm thinking about opening game iva as a designer
of carpentry buildings in steel.
reading http://www.cad3d.it/forum1/threads/41258-danni-per-errore-disegnoI asked myself the question: if for any reason I mistake the level of a floor in a building
(which I have seen really happen not to me fortunately)
you have to take 20-30 pillars to stretch or shorten.. ..they are really many euro...
transport, modification, repainting, transport on site, good if you do not charge the station of chanting etc.
you do, my insurance says that only the professionals enrolled in the register.
Are you aware of any insurance that has such a product?
Thank you.

 

[gerod]

I believe there are such assurances. Maybe you have to contact a broker who takes care of rc.

 

[gil]

I'll make the maid's accounts.
The blacksmith type, I don't think he's going to ask for advice for gates, fences, pens or small carpentry he's always done alone.
If you use a “designer” it is probably for something more complex, a garage, a veranda, or small building (for bigger jobs you turn to qualified carpenters with internal technical office).

therefore work on the 1000 / 1500 kg, that the carpentry hypothetically will be charged on 2,5 / 3 euros per kg or even less for a total of a few thousand euros.
This is the kind work on which you can hope to have committed.
in the eyes of the carpenter how much can the designer pay for the executions of a project, which he already believes done (I leave the fact that often the project are 4 sketches to cabbage).

I think it's more than a 3-5%. if he invoices 4000 euros difficult that you pay more than 200 for the executive drawings. that at the end are much less for the designer.
Therefore to earn 100 euros, you risk doing big damage. just miss the measure of a beam, a misinterpreted design or other than making 1000 euros of damage is a moment.

if the blacksmith does the “stronzetto” can say that a bolt did not enter, it is had to go to the workshop to take the drill, holding 4 workers for 2 hours and asks you 300 euros of damage.
you can assure yourself, but you can spend little otherwise go out the market.
Is there an insurance policy that just makes sure? If you find her, tell me that I care too.

 

[gerod]

Of course you need a business trip. for the figures you say makes no sense!
If I had to make an insurance for one job, I would put it into account to the client, or I would not do the job unless the amount is high.
evaluate the risk, assess how much your work is worth and then decide. I don't move without protection, just a little mistake and eat everything! ! !
gil is right: for two holes you eat what you brought home! but for those figures hypothesized by gil it will not be easy to shock the cost.... but if you make an insurance for your business you probably are in there! hello

 

[gil]

certainly I have brought the example of a single job for simplicity; hopefully one has many over the year.
but still it takes insurance that costs you relatively little, but with high ceilings. exists?

In the company where I work, we occasionally avail ourselves of an external study.
They are good, but on challenging projects, they combine them. the thing works because in company we have means and systems that allow to intercept much of the errors on the elaborates. and when the error arrives on the piece, for issues of good relations, it is not computed.
I think only once in 10 years have given off insurance. but I repeat if they compute everything, they should be the study to pay the blacksmith, and not vice versa.

 

[SHIREN]

certainly I have brought the example of a single job for simplicity; hopefully one has many over the year.
but still it takes insurance that costs you relatively little, but with high ceilings. exists?

In the company where I work, we occasionally avail ourselves of an external study.
They are good, but on challenging projects, they combine them. the thing works because in company we have means and systems that allow to intercept much of the errors on the elaborates. and when the error arrives on the piece, for issues of good relations, it is not computed.
I think only once in 10 years have given off insurance. but I repeat if they compute everything, they should be the study to pay the blacksmith, and not vice versa.

ciao
[MENTION=8514]gil[/MENTION]are of the opinion that those who commission a design
to an external study
must also take charge of the whole first transitional phase that goes
from the idea to the finished product
therefore
printing three d
prototyping
first pieces to lose
molds and pilot molding
changes etc.
insurance for a prog study costs so much
and it affects a lot
Thank you very much

 

[stefanobruno]

but still it takes insurance that costs you relatively little, but with high ceilings. exists?

There is no insurance that covers this activity in a sensible manner.
with my study, we were involved on an occasion in a litigation with a large client richly equipped with lawyers (so much so as not to make names " c_mau "), clearly we lost but it came out that the technical study is responsible for a figure that can not exceed a percentage of the amount of the order had for the design (it has passed too many years and I do not remember the value, that however could be even greater than 100% ).
Moreover, the value of the damage could not be multiplied by the units produced, being the responsibility of the client the control of the project before the production of a series.
ps. : we had in hand documents attesting that certain choices had been shared with internal technicians, they were not served at all.

 

[gil]

I am of the opinion that those who commission a design to an external study should also take charge of the whole first transitional phase that goes from the idea to the finished product then print three d
prototyping
first pieces to lose
molds and pilot molding
changes etc.

I believe in mechanics, do this. in the building, no prototype. and skin would like to work in the building carpentry.
Would it make sense to ask for some kind of freedom of responsibility? Of course the client could twist his nose...
It's a topic I'm interested in, but I know very little about.

 

[cacciatorino]

return to this subject because of a message received today on my e-mail, in which the cni (national engineering council) asked an opinion on the opportunity to create a collective insurance. Intrigued I went to see on the site of inarcassa, which also proposes a professional rc insurance.
I have made a simulation with my turnover and, with a ceiling of 250,000 euros, I am required a prize of 350 euros/year, including legal protection and a franchise of 1000 euros. I deliberately chose a low ceiling because with this activity it seems difficult to do higher damage.
any other forum mebro, automation designer, do you have your insurance? how did you modulate it, and how much do you spend?
I don't ask civil designers because it's totally different jobs.

 

[re_solidworks]

In the company where I work, we occasionally avail ourselves of an external study.
They are good, but on challenging projects, they combine them. the thing works because in company we have means and systems that allow to intercept much of the errors on the elaborates. and when the error arrives on the piece, for issues of good relations, it is not computed.
I think only once in 10 years have given off insurance. but I repeat if they compute everything, they should be the study to pay the blacksmith, and not vice versa.

Can I ask you a question? When you develop projects inside you always do everything perfect? never a smear? just out of curiosity. . .

 

[meccanicamg]

from us that we have internal technical office and a series of exteriors, I must say that there is a bit of everything, in the sense that young or old, inside or outside however combine of disrespects, wrong pieces in quantities that advance, mistakes to chase, remake....reforare....scannellare.... and we never made real rival on the external technical office. the only feasible thing is to require that they decur design hours from the mountain hours if really the problem causes strong damage. we say that the few times that the "time cut" has been more than symbolic and not "economic" from both sides, so in the designer brought home instead of 20000€ only 19500€ and things like that. However, in the projects often the hours that it takes to realize the projects are met, and sometimes there is a difference of +/- 100% and even there it is managed.

 

[gil]

Can I ask you a question? When you develop projects inside you always do everything perfect? never a smear? just out of curiosity. . .

problems and errors can happen, of course.
I think the cause is the rush and lack of accurate design tools.

 

[cacciatorino]

I don't even have anyone paid anything to me, but I don't know if you agree to rely on the good heart of the interlocutor...

 

[meccanicamg]

the world is quite aggressive, but there is to say that if you have been working with fixed companies for a long time and the relationships are now assimilated and there are no changes to the summit I think it is possible to maintain the relations of common sense. clearly that if the interlocutor is a "fiscalone" then it is necessary to demand more from both sides.

 

[r74leone]

I have worked for 20 years as an employee in companies with internal + external technical office (prints and automation) . when small errors happen, the common sense prevails for the consolidated working relationship, and nothing happens. it happened a couple of times that the error was very big, and the external study according to the owner, they made a discount . now they have been in own for 3 years in the field of industrial automation and work for customers with a great working relationship. When some mistake happens on the drawing, nothing happens, because however on hundreds and hundreds of pieces (one different from the other, and equally different machines) a cock can be there occasionally.