civil and criminal liability

[Qbert25]

Good morning.
I am responsible for a technical office, consisting of mechanics, electrical and softweristi.

We do industrial machines, in pharmaceuticals.

Sorry if the question has already been asked: I wonder what legal risks I'm facing, in case of any accidents caused by our machines, and if there are any insurance. in this case, if it is lawful to request the direction to provide in this sense.

 

[gerod]

I'd say it depends on your contract.
you know that the penal responsibility is yours and not others but depends on many factors: hierarchical authority, skills, etc.
I imagine that whoever signs the declaration of conformity is the first to respond penally. civilly responds the company (insurance generally covers damage).
there are insurances that give you criminal and civil protection. You're covered by the attorney's fees.
There are many products on the civilian population.
I think you should see what your contract says first.

 

[meccanicamg]

I also feel like I'm telling you to look at your contract what's going on. However normally responds who signs the c. from this point of view the metalmechanical is quite protected. if you are not provided insurance you are an employee point just.

 

[drake]

Hi, guys, I'm reconsidering this discussion to avoid opening another one.
I wanted to ask if according to your personal experience you know about issues related to the way of lloyds. I try to express my doubt. to subscribe to a policy with lloyds you have to rely on a broker, at least I think this is the only possible form in Italy. Supposing the broker is honest and competent and he does his brokerage job properly, I wonder how to make sure that, by signing an insurance contract with the lloyds, at the time of the misplaced need he really covered by the insurance? the risk of the contractor is assumed by subjects, who do not know, who "speculate" in the market of lloyds, each not solid with others. this is achieved by reading the contract. to know who they are you have to send an email to London, but I don't know if you receive answer not having tried. if one of these subjects failed during the insurance period, what happens? do you know how the guarantee of that insurance market works? Do you know any problems that have arisen in the process of covering to someone you know? I would like to try to understand better, because my experience taught me that signing a professional rc contract does not signica at all be covered. Of course the cover depends on the clauses of the contracts, but unfortunately not only. I hope I made the idea. Thank you.